NCR Registered | 4.9 Google Rating | 🏆 Award-Winning 2025 | 477+ Reviews

South Africa's Fastest Debt Review Assessment

Use WhatsApp to check your debt, get your offer, and sign — all in one chat.

Assessment on WhatsApp
Instant proposal
Form 16 signed in chat
POPIA compliant

How much we can save you

when applying for debt review

Item Old Payment New Payment Monthly Savings
Home Loan
Property Bond
R 14 174
per month
R 11 339
per month
R 2 835
per month
Vehicle Loan
Secured Debt
R 7 277
per month
R 5 458
per month
R 1 819
per month
Store Account & Credit Cards
Unsecured Debt
R 9 640
per month
R 2 796
per month
R 6 844
per month
Combined debt
monthly
R 31 091
per month
R 19 593
per month
R 11 498
per month

What exactly is
Debt Review?

Alot of South African's are over burdened with debt, debt review is a way for you to arrange a repayment plan with your lenders that allows you to pay a lower monthly fee in a structured way with a single payment.

A debt review company like DebtSolutions4You protects your assets, provides you with a consilidated debt repayment plan, and even in some cases offer decreased interest rates. When we place a customer under debt review, they are protected in terms of the National Credit Act. Lenders are not able to take legal action as long as you keep with your debt review schedule.

3 SIMPLE STEPS TO DEBT FREEDOM

All on WhatsApp — No emails, no paperwork, no delays

1

Start WhatsApp Assessment

Free 2-minute financial assessment

Start a chat on WhatsApp and complete a quick assessment. We'll review your income, expenses and debts to see how much you could save.

2

Receive Proposal Instantly

Your plan generated and sent via WhatsApp

A registered debt counsellor creates a personalised plan with reduced payments and lower interest rates — delivered straight to your chat.

3

Sign Form 16 on WhatsApp

No email. No printing. No delays.

Sign your Form 16 directly in the WhatsApp chat. Your assets are legally protected while you pay off debt faster.

Why choose Debt Solutions 4 U

when applying for debt review

📄

Personalised debt review proposals

Our management reviews each application before we send it to you to ensure you get the best interest rates and optimised payment plans.

💍

Commited to your needs

We assist responsibly, treat our customers fairly and ensure that we maximise their debt rehabilitation efforts while they are under debt review with us.

🚀

Professional and Fast

Once you have submitted your online assessment, we check if you are eligible for debt review and provide you with a proposal within 24 hours.

NCR registered
debt counsellors

Lower interest
rates negoitiated

Reduced payments
every month

Balanced budget
to cover living expenses

Legal protection
per the NCA legislation

Online Assessment
is fast and easy

Nationwide Service
in South Africa

Free Proposal
that is obligation-free

Accreditation

We are certified